Protect Your Business and Personal Assets with Navigant Insurance's Comprehensive Coverage Solutions

Welcome to Navigant Insurance, your trusted partner in safeguarding your business and personal assets. We understand that both aspects of your life require comprehensive protection, and we are here to provide you with tailored coverage solutions that address your unique needs.

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About Us

Navigant Insurance Solutions, LLC

Your Trusted Partner in Comprehensive Coverage Solutions

As a leading insurance provider, we specialize in protecting businesses and individuals with personalized service and attention to detail. With a deep understanding of the unique challenges you face, we offer tailored commercial insurance lines for industries such as marine, environmental, oil and gas, and more. Additionally, our wide range of personal lines coverage options ensures that your home, auto, life, and other assets are safeguarded. With Navigant Insurance, you can rely on our expertise, exceptional customer care, and commitment to building lasting relationships. Discover peace of mind and secure your future with Navigant Insurance today.

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At Navigant Insurance, we believe in the power of partnerships. That's why we have established strong alliances with leading industry organizations and trusted insurance providers. Through these partnerships, we are able to enhance our services and offer our clients access to a wide range of specialized expertise and comprehensive insurance solutions. Our collaborative approach allows us to stay at the forefront of industry trends, provide innovative coverage options, and deliver exceptional value to our clients. We take pride in our network of partnerships, as they enable us to better serve the unique needs of our clients and ensure their peace of mind when it comes to their insurance protection.

Commercial Coverage


General Liability Insurance

Essential coverage for businesses, protecting against third-party claims for injury, property damage, and personal injury.


Commercial Property Insurance

Safeguards physical assets like buildings, equipment, and inventory from perils such as fire, theft, and natural disasters.


Workers' Compensation Insurance

Provides benefits for work-related injuries or illnesses, offering medical expenses, wage replacement, and rehabilitation support.

Personal Coverage


Homeowners Insurance

Protects homes and personal belongings from damage or loss due to natural disasters, theft, and liability for accidents on the property.


Auto Insurance

Mandatory coverage ensuring financial protection for vehicle damage, accidents, and liability for injuries or property damage caused by the insured.


Life Insurance

Provides a financial safety net by offering a payout to beneficiaries, covering expenses, debts, and maintaining financial stability after the insured's death.

Raving Reviews

We listen to our customers.

"Meredith is the best. She has helped us with our insurance needs for a year now. She is great with her communication and stays on top of everything. At renewal time, she makes sure you are getting the best rate possible. Highly recommend!"

Tyler Morris

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Insurance Resources & Insights

Vicarious Liability Insurance for Real Estate Brokers: What You Must Understand

Vicarious Liability Insurance for Real Estate Brokers: What You Must Understand

February 28, 20242 min read

Vicarious Liability Insurance for Real Estate Brokers: What You Must Understand

Real estate brokers operate in a dynamic environment where transactions involve multiple parties and complex legalities. To navigate potential risks effectively, it's crucial to understand vicarious liability insurance and its significance in protecting both you and your real estate business.

1. Understanding Vicarious Liability: Vicarious liability refers to a situation where one party is held responsible for the actions of another. In real estate, this often involves liability for the actions of agents, employees, or other individuals associated with your brokerage.

2. The Nature of Real Estate Transactions: Real estate transactions involve various interactions between brokers, clients, agents, and third parties. Vicarious liability insurance becomes vital in scenarios where legal claims may arise due to the actions or negligence of individuals associated with your brokerage.

3. Coverage for Agent Actions: As a real estate broker, your agents act as representatives of your business. Vicarious liability insurance provides coverage if an agent is involved in an incident that leads to legal claims. This could include misrepresentation, failure to disclose information, or other issues that may arise during property transactions.

4. Protecting Against Legal Costs: Legal battles can be financially draining. Vicarious liability insurance not only covers damages that may be awarded but also helps with legal defense costs. This protection ensures that your brokerage can weather legal challenges without compromising its financial stability.

5. Safeguarding Reputation: Legal disputes can harm the reputation of your real estate brokerage. Vicarious liability insurance can help mitigate the impact by providing the resources needed to address and resolve claims promptly, protecting your business's image.

6. Customizing Coverage for Your Brokerage: Real estate brokerages vary in size, structure, and operations. Tailoring vicarious liability insurance to your specific needs ensures that you have the right level of coverage. This customization is essential for addressing the unique risks associated with your business.

7. Compliance with Legal Requirements: In many jurisdictions, having vicarious liability insurance may be a legal requirement for real estate brokers. Ensuring compliance not only helps you avoid legal consequences but also demonstrates a commitment to ethical business practices.

8. Proactive Risk Management: Vicarious liability insurance is a crucial component of your overall risk management strategy. By being proactive and securing this coverage, you demonstrate a commitment to the financial health and sustainability of your real estate brokerage.

Conclusion: For real estate brokers, understanding and investing in vicarious liability insurance is not just a prudent decision; it's a necessity. Navigant Insurance is here to assist you in customizing the right coverage for your brokerage, ensuring that you can navigate the complexities of the real estate landscape with confidence.

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Ricky Wong - Experienced Insurance Agent Committed to Your Protection

Ricky Wong is a seasoned insurance agent with a passion for providing comprehensive coverage solutions to individuals and businesses. With over a decade of experience in the insurance industry, Ricky brings a wealth of knowledge and expertise to the table. He is dedicated to understanding the unique needs of his clients and tailoring insurance solutions that provide maximum protection and peace of mind. Throughout his career, Ricky has established a strong reputation for his exceptional customer service and attention to detail. He takes the time to listen to his clients, assess their risks, and recommend insurance options that align with their specific requirements and budget. Whether you're a small business owner in need of commercial insurance or an individual seeking personal lines coverage, Ricky's commitment to delivering outstanding service remains unwavering. Ricky's expertise spans across various insurance specialties, including commercial liability, business auto, property, cyber insurance, as well as personal lines such as home, auto, life, and more. He stays up-to-date with the latest industry trends and regulations to ensure his clients receive accurate and reliable advice.

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(281) 398-0001

A Note From Ricky Wong

Welcome to Navigant Insurance! I'm delighted to have you here. As the owner, I personally want to extend my warmest greetings and thank you for considering us for your insurance needs.

At Navigant Insurance, we understand that finding the right coverage can be a daunting task. That's why our dedicated team is here to assist you every step of the way. We pride ourselves on delivering exceptional customer service and tailored insurance solutions that provide peace of mind.

Whether you're a business owner in need of comprehensive commercial insurance or an individual looking to protect your home, auto, or other assets, we have the expertise to guide you. Our commitment to understanding your unique requirements allows us to recommend the most suitable policies, ensuring that you have the coverage you need when it matters most.

We believe in building lasting relationships with our clients, based on trust, reliability, and integrity. Our goal is to be your trusted partner in managing risks, reducing costs, and protecting what matters most to you. You can count on us to listen attentively, provide personalized recommendations, and navigate the complexities of the insurance landscape with you.

I invite you to explore our website, learn more about our comprehensive coverage options, and get in touch with our knowledgeable agents who are ready to assist you. We are here to answer your questions, address your concerns, and help you make informed decisions that align with your specific needs.

Thank you for considering Navigant Insurance. We look forward to serving you and being your reliable insurance provider. Together, we can safeguard your future and provide you with the peace of mind you deserve.

16420 Park Ten Place, Suite 410

Houston, Texas 77084


(281) 398-0001