Protect Your Business and Personal Assets with Navigant Insurance's Comprehensive Coverage Solutions

Welcome to Navigant Insurance, your trusted partner in safeguarding your business and personal assets. We understand that both aspects of your life require comprehensive protection, and we are here to provide you with tailored coverage solutions that address your unique needs.

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About Us

Navigant Insurance Solutions, LLC

Your Trusted Partner in Comprehensive Coverage Solutions

As a leading insurance provider, we specialize in protecting businesses and individuals with personalized service and attention to detail. With a deep understanding of the unique challenges you face, we offer tailored commercial insurance lines for industries such as marine, environmental, oil and gas, and more. Additionally, our wide range of personal lines coverage options ensures that your home, auto, life, and other assets are safeguarded. With Navigant Insurance, you can rely on our expertise, exceptional customer care, and commitment to building lasting relationships. Discover peace of mind and secure your future with Navigant Insurance today.

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At Navigant Insurance, we believe in the power of partnerships. That's why we have established strong alliances with leading industry organizations and trusted insurance providers. Through these partnerships, we are able to enhance our services and offer our clients access to a wide range of specialized expertise and comprehensive insurance solutions. Our collaborative approach allows us to stay at the forefront of industry trends, provide innovative coverage options, and deliver exceptional value to our clients. We take pride in our network of partnerships, as they enable us to better serve the unique needs of our clients and ensure their peace of mind when it comes to their insurance protection.

Commercial Coverage


General Liability Insurance

Essential coverage for businesses, protecting against third-party claims for injury, property damage, and personal injury.


Commercial Property Insurance

Safeguards physical assets like buildings, equipment, and inventory from perils such as fire, theft, and natural disasters.


Workers' Compensation Insurance

Provides benefits for work-related injuries or illnesses, offering medical expenses, wage replacement, and rehabilitation support.

Personal Coverage


Homeowners Insurance

Protects homes and personal belongings from damage or loss due to natural disasters, theft, and liability for accidents on the property.


Auto Insurance

Mandatory coverage ensuring financial protection for vehicle damage, accidents, and liability for injuries or property damage caused by the insured.


Life Insurance

Provides a financial safety net by offering a payout to beneficiaries, covering expenses, debts, and maintaining financial stability after the insured's death.

Raving Reviews

We listen to our customers.

"Meredith is the best. She has helped us with our insurance needs for a year now. She is great with her communication and stays on top of everything. At renewal time, she makes sure you are getting the best rate possible. Highly recommend!"

Tyler Morris

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Insurance Resources & Insights

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Texas Flood Insurance: Mitigating Risks and Ensuring Business Continuity

August 24, 20233 min read

Texas Flood Insurance: Mitigating Risks and Ensuring Business Continuity


As a business owner in Texas, it's crucial to be aware of the potential risks posed by flooding and take proactive measures to protect your business. Texas is prone to various types of flooding, including coastal, riverine, and flash floods, which can cause extensive damage and disrupt business operations. In this blog, we will explore the importance of Texas flood insurance and how it can help mitigate risks and ensure business continuity.

1. Understanding Flood Risks in Texas:

Texas experiences a wide range of flooding events due to its geographical location and diverse climate. From hurricanes and tropical storms along the Gulf Coast to heavy rainfall and flash floods in inland areas, businesses in Texas face significant flood risks. Understanding the specific flood risks in your area is crucial for determining the necessary insurance coverage.

2. The Role of Texas Flood Insurance:

Texas flood insurance provides financial protection in the event of flood-related damage to your business property and assets. It covers losses resulting from floodwaters entering your building, as well as damage caused by mudslides or erosion due to flooding. Having this insurance coverage can help alleviate the financial burden and ensure a swift recovery after a flood event.

3. National Flood Insurance Program (NFIP):

The National Flood Insurance Program (NFIP) offers flood insurance coverage to property owners in participating communities, including those in Texas. This program is administered by the Federal Emergency Management Agency (FEMA) and provides affordable flood insurance policies to homeowners, renters, and businesses. Working with an insurance professional can help you navigate the NFIP and secure the right coverage for your business.

4. Benefits of Texas Flood Insurance:

Having Texas flood insurance offers several benefits for businesses:

- Property Coverage: It provides coverage for damage to your building, equipment, inventory, and other physical assets caused by flooding.

- Business Interruption Coverage: Flood insurance can also include coverage for business interruption, compensating for lost income and extra expenses during the recovery period.

- Peace of Mind: With flood insurance in place, you can have peace of mind knowing that your business is protected against the financial impact of flood-related damages.

5. Assessing Your Flood Insurance Needs:

To determine the appropriate level of flood insurance coverage for your Texas business, it's important to assess your flood risk and evaluate your property's vulnerability to flooding. Consider factors such as your location, proximity to bodies of water, historical flood data, and elevation. Working with an insurance professional experienced in flood insurance can help you accurately assess your needs.

6. Flood Mitigation Measures:

In addition to obtaining flood insurance, implementing flood mitigation measures can help reduce the risk of flood damage to your business. These measures may include installing flood barriers, elevating electrical systems and machinery, implementing drainage systems, and storing critical documents and equipment at higher levels. Taking proactive steps to mitigate flood risks can complement your insurance coverage and further protect your business.


Texas flood insurance is a vital component of comprehensive risk management for businesses in flood-prone areas. By understanding your flood risks, securing appropriate insurance coverage, and implementing flood mitigation measures, you can mitigate the financial impact of flooding and ensure business continuity. Safeguarding your business against flood-related risks is an investment in the long-term stability and resilience of your Texas business.

Disclaimer: This blog is intended for informational purposes only and should not be considered legal or financial advice. It is recommended to consult with a qualified insurance professional to assess your specific insurance needs and obtain appropriate flood insurance coverage for your business in Texas.

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Ricky Wong - Experienced Insurance Agent Committed to Your Protection

Ricky Wong is a seasoned insurance agent with a passion for providing comprehensive coverage solutions to individuals and businesses. With over a decade of experience in the insurance industry, Ricky brings a wealth of knowledge and expertise to the table. He is dedicated to understanding the unique needs of his clients and tailoring insurance solutions that provide maximum protection and peace of mind. Throughout his career, Ricky has established a strong reputation for his exceptional customer service and attention to detail. He takes the time to listen to his clients, assess their risks, and recommend insurance options that align with their specific requirements and budget. Whether you're a small business owner in need of commercial insurance or an individual seeking personal lines coverage, Ricky's commitment to delivering outstanding service remains unwavering. Ricky's expertise spans across various insurance specialties, including commercial liability, business auto, property, cyber insurance, as well as personal lines such as home, auto, life, and more. He stays up-to-date with the latest industry trends and regulations to ensure his clients receive accurate and reliable advice.

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Speak with one of our knowledgeable agents today and discover the perfect insurance solutions for your specific needs.


Call Us for Any Questions

(281) 398-0001

A Note From Ricky Wong

Welcome to Navigant Insurance! I'm delighted to have you here. As the owner, I personally want to extend my warmest greetings and thank you for considering us for your insurance needs.

At Navigant Insurance, we understand that finding the right coverage can be a daunting task. That's why our dedicated team is here to assist you every step of the way. We pride ourselves on delivering exceptional customer service and tailored insurance solutions that provide peace of mind.

Whether you're a business owner in need of comprehensive commercial insurance or an individual looking to protect your home, auto, or other assets, we have the expertise to guide you. Our commitment to understanding your unique requirements allows us to recommend the most suitable policies, ensuring that you have the coverage you need when it matters most.

We believe in building lasting relationships with our clients, based on trust, reliability, and integrity. Our goal is to be your trusted partner in managing risks, reducing costs, and protecting what matters most to you. You can count on us to listen attentively, provide personalized recommendations, and navigate the complexities of the insurance landscape with you.

I invite you to explore our website, learn more about our comprehensive coverage options, and get in touch with our knowledgeable agents who are ready to assist you. We are here to answer your questions, address your concerns, and help you make informed decisions that align with your specific needs.

Thank you for considering Navigant Insurance. We look forward to serving you and being your reliable insurance provider. Together, we can safeguard your future and provide you with the peace of mind you deserve.

16420 Park Ten Place, Suite 410

Houston, Texas 77084


(281) 398-0001