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High Net Worth Insurance

Did you know that most high-net worth households are severely under-insured?


This is because many insurance consumers are unaware that there are insurance companies and products out there specifically designed for high-net-worth individuals and properties. 


Don’t just rely on any policy for your insurance needs!

Navigant Insurance specializes in High-Net-Worth families and properties.

The truth is, high net worth families have different needs when it comes to their insurance coverage, which is why Navigant Insurance offers fully customizable insurance policies to meet the unique, and often demanding needs of higher net worth households.

Our High Net Worth coverage includes coverage for:

  • primary, secondary, vacation homes

  • private collections & collectibles

  • identity theft

  • kidnap and ransom

  • rugs & furs

  • high end furniture

  • artwork

  • high end autos

  • high end boats and yachts


When it comes to replacing the lost income of high earners, traditional insurance plans are often inadequate because the policy language is too restrictive.

If you are a high earner, don’t jeopardize your family’s financial well-being. Contact Navigant Insurance to find out how high net worth coverage can assure that everything you’ve worked for will be protected!

High Value Homeowners Insurance


If your like most homeowners, your home is your single greatest asset. It should be insured as such.

What many homeowners don’t realize is that most standard Homeowner policies aren’t robust enough to handle a high value home. Even policies that are referred to as “high value” policies are often just standard policies with riders attached to beef them up.

These types of policies aren’t bad, but in most cases, they are not appropriate for truly high value homes.

Insuring your home adequately is serious business. At Navigant Insurance we can customize a high value homeowners’ policy specifically for your home — no cookie cutter policies here.

High Value Homeowners Quoting Process


Quoting a high value home is different than quoting a standard home. 95% of the time, we will need to do a thorough inspection of the property to identify certain characteristics and the overall build quality of the home.

After we collect this information, we will then need to prepare the necessary documentation and applications to submit our proposal to the high value insurance carrier.

After the insurance company reviews the applications and returns their initial quote, we may need to adjust certain limits and coverages.

Once the quote is agreed upon and bound, the insurance company will often complete their own physical survey and inspection of the home a few weeks later to ensure that the policy is 100% accurate.

Sometimes, coverages will be adjusted after the carrier’s inspection.

High Value Auto Insurance


Just like many standard homeowners’ policies are inadequate for high value homes, the same can be said for high value auto insurance. Traditional auto insurance policies are often more restrictive than you might need if you have a high value vehicle.

At Navigant Insurance, we can help you whether you’re looking for high value homeowners’ insurance, auto, or umbrella, we will work together with you to build a custom insurance program for your specific needs.

Contact us today for a quote!

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