About Us

Navigant Insurance Solutions, LLC

Your Trusted Partner in Comprehensive Coverage Solutions

As a leading insurance provider, we specialize in protecting businesses and individuals with personalized service and attention to detail. With a deep understanding of the unique challenges you face, we offer tailored commercial insurance lines for industries such as marine, environmental, oil and gas, and more. Additionally, our wide range of personal lines coverage options ensures that your home, auto, life, and other assets are safeguarded. With Navigant Insurance, you can rely on our expertise, exceptional customer care, and commitment to building lasting relationships. Discover peace of mind and secure your future with Navigant Insurance today.

Commercial Coverage

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General Liability Insurance

Essential coverage for businesses, protecting against third-party claims for injury, property damage, and personal injury.

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Commercial Property Insurance


Safeguards physical assets like buildings, equipment, and inventory from perils such as fire, theft, and natural disasters.

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Workers' Compensation Insurance


Provides benefits for work-related injuries or illnesses, offering medical expenses, wage replacement, and rehabilitation support.

Personal Coverage

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Homeowners Insurance

Protects homes and personal belongings from damage or loss due to natural disasters, theft, and liability for accidents on the property.

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Auto Insurance


Mandatory coverage ensuring financial protection for vehicle damage, accidents, and liability for injuries or property damage caused by the insured.

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Life Insurance


Provides a financial safety net by offering a payout to beneficiaries, covering expenses, debts, and maintaining financial stability after the insured's death.

Raving Reviews

We listen to our customers.

"Meredith is the best. She has helped us with our insurance needs for a year now. She is great with her communication and stays on top of everything. At renewal time, she makes sure you are getting the best rate possible. Highly recommend!"

Tyler Morris

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Insurance Resources & Insights

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10 Tips to Maximize Protection with Commercial Property Insurance

November 02, 20233 min read

10 Tips to Maximize Protection with Commercial Property Insurance
Commercial property insurance is a vital component of safeguarding your business assets, but making the most of it requires a strategic approach. Whether you're a small business owner or managing a large corporation, these ten tips will help you maximize your protection and get the most value out of your commercial property insurance policy.

1. Assess Your Property's Value

Start by understanding the true value of your business property. This includes not only the building but also its contents. Conduct a thorough assessment, taking into account the replacement cost of your property, equipment, inventory, and any improvements you've made.

2. Choose Adequate Coverage

Selecting the right coverage is critical. Ensure that your policy adequately covers the assessed value of your property. Don't underestimate the importance of this step, as underinsuring your property can lead to financial strain in case of a loss.

3. Understand Coverage Limits

Pay attention to coverage limits within your policy. Different policies have various sub-limits for specific types of property or perils. Familiarize yourself with these limits to avoid unpleasant surprises when you file a claim.

4. Mitigate Property Risks

Prevention is often the best form of protection. Implement risk mitigation measures, such as installing fire sprinklers, security systems, and safety protocols. This not only reduces the risk of incidents but can also lower your insurance premiums.

5. Keep Records and Documentation

Maintain thorough records of your property and its contents. Document serial numbers, purchase dates, and invoices for valuable items. In the event of a loss, this documentation will streamline the claims process.

6. Regularly Review and Update Your Policy

Businesses evolve over time. As your business grows or changes, make sure your insurance policy adapts accordingly. Regularly review your policy with your insurance provider to ensure it aligns with your current needs.

7. Consider Additional Coverage Options

Explore additional coverage options that complement your commercial property insurance. This may include business interruption insurance, which can help cover revenue loss during downtime caused by a covered peril.

8. Prepare for Natural Disasters

Depending on your location, your business may be susceptible to natural disasters like hurricanes, floods, or earthquakes. Assess the risks in your area and consider specialized coverage to protect against these events.

9. Safeguard Against Theft and Vandalism

Theft and vandalism can pose significant threats to your property. Take steps to protect against these risks by implementing security measures and ensuring your policy includes coverage for theft and vandalism

10. Seek Professional Guidance

Navigating the complexities of commercial property insurance can be challenging. Don't hesitate to seek the guidance of an experienced insurance advisor. They can help you understand your policy, identify coverage gaps, and ensure you have the right protection in place.

In conclusion, commercial property insurance is a critical tool for safeguarding your business assets. By assessing your property's value, choosing appropriate coverage, understanding policy limits, mitigating risks, maintaining records, and seeking professional advice, you can maximize your protection and ensure your business is well-prepared for any unforeseen circumstances. Remember that a well-thought-out insurance strategy is an investment in your business's resilience and long-term success.


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Ricky Wong - Experienced Insurance Agent Committed to Your Protection

Ricky Wong is a seasoned insurance agent with a passion for providing comprehensive coverage solutions to individuals and businesses. With over a decade of experience in the insurance industry, Ricky brings a wealth of knowledge and expertise to the table. He is dedicated to understanding the unique needs of his clients and tailoring insurance solutions that provide maximum protection and peace of mind. Throughout his career, Ricky has established a strong reputation for his exceptional customer service and attention to detail. He takes the time to listen to his clients, assess their risks, and recommend insurance options that align with their specific requirements and budget. Whether you're a small business owner in need of commercial insurance or an individual seeking personal lines coverage, Ricky's commitment to delivering outstanding service remains unwavering. Ricky's expertise spans across various insurance specialties, including commercial liability, business auto, property, cyber insurance, as well as personal lines such as home, auto, life, and more. He stays up-to-date with the latest industry trends and regulations to ensure his clients receive accurate and reliable advice.

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Speak to Your Agent


Speak with one of our knowledgeable agents today and discover the perfect insurance solutions for your specific needs.

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Call Us for Any Questions

(281) 398-0001

A Note From Ricky Wong

Welcome to Navigant Insurance! I'm delighted to have you here. As the owner, I personally want to extend my warmest greetings and thank you for considering us for your insurance needs.

At Navigant Insurance, we understand that finding the right coverage can be a daunting task. That's why our dedicated team is here to assist you every step of the way. We pride ourselves on delivering exceptional customer service and tailored insurance solutions that provide peace of mind.

Whether you're a business owner in need of comprehensive commercial insurance or an individual looking to protect your home, auto, or other assets, we have the expertise to guide you. Our commitment to understanding your unique requirements allows us to recommend the most suitable policies, ensuring that you have the coverage you need when it matters most.

We believe in building lasting relationships with our clients, based on trust, reliability, and integrity. Our goal is to be your trusted partner in managing risks, reducing costs, and protecting what matters most to you. You can count on us to listen attentively, provide personalized recommendations, and navigate the complexities of the insurance landscape with you.

I invite you to explore our website, learn more about our comprehensive coverage options, and get in touch with our knowledgeable agents who are ready to assist you. We are here to answer your questions, address your concerns, and help you make informed decisions that align with your specific needs.

Thank you for considering Navigant Insurance. We look forward to serving you and being your reliable insurance provider. Together, we can safeguard your future and provide you with the peace of mind you deserve.

Office:
16420 Park Ten Place, Suite 410

Houston, Texas 77084

Call:

(281) 398-0001