About Us

Navigant Insurance Solutions, LLC

Your Trusted Partner in Comprehensive Coverage Solutions

As a leading insurance provider, we specialize in protecting businesses and individuals with personalized service and attention to detail. With a deep understanding of the unique challenges you face, we offer tailored commercial insurance lines for industries such as marine, environmental, oil and gas, and more. Additionally, our wide range of personal lines coverage options ensures that your home, auto, life, and other assets are safeguarded. With Navigant Insurance, you can rely on our expertise, exceptional customer care, and commitment to building lasting relationships. Discover peace of mind and secure your future with Navigant Insurance today.

Commercial Coverage


General Liability Insurance

Essential coverage for businesses, protecting against third-party claims for injury, property damage, and personal injury.


Commercial Property Insurance

Safeguards physical assets like buildings, equipment, and inventory from perils such as fire, theft, and natural disasters.


Workers' Compensation Insurance

Provides benefits for work-related injuries or illnesses, offering medical expenses, wage replacement, and rehabilitation support.

Personal Coverage


Homeowners Insurance

Protects homes and personal belongings from damage or loss due to natural disasters, theft, and liability for accidents on the property.


Auto Insurance

Mandatory coverage ensuring financial protection for vehicle damage, accidents, and liability for injuries or property damage caused by the insured.


Life Insurance

Provides a financial safety net by offering a payout to beneficiaries, covering expenses, debts, and maintaining financial stability after the insured's death.

Raving Reviews

We listen to our customers.

"Meredith is the best. She has helped us with our insurance needs for a year now. She is great with her communication and stays on top of everything. At renewal time, she makes sure you are getting the best rate possible. Highly recommend!"

Tyler Morris

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Insurance Resources & Insights

Business owner reviewing insurance policy for savings.

Saving Big on Business Insurance in the New Year: Money-Saving Strategies

December 21, 20232 min read

Saving Big on Business Insurance in the New Year: Money-Saving Strategies

As you embark on the journey into 2024, optimizing your expenses is likely a top priority. When it comes to your business, one area where you can make significant savings is your insurance costs. In this article, we'll explore effective money-saving strategies to help you reduce your business insurance expenses in the New Year.

1. Review and Update Your Coverage

Start the year by conducting a comprehensive review of your insurance policies. Ensure you have the right coverage for your current business needs and that you're not over-insured. Adjust your policies to reflect any changes in your operations or assets.

2. Bundle Your Policies

Consider bundling your various insurance policies under a single insurer. Insurers often provide discounts for businesses that purchase multiple policies, such as combining general liability, property, and workers' compensation coverage.

3. Increase Deductibles Wisely

Opting for higher deductibles can lower your premiums. However, be cautious when choosing this strategy. Ensure you have the financial capacity to cover higher deductibles in case of a claim.

4. Enhance Security Measures

Implementing robust security measures can reduce your risk profile, which insurers reward with lower premiums. Upgrade your security systems, conduct regular safety training, and address any potential hazards in your workplace.

5. Safety Culture Pays Off

Foster a culture of safety among your employees. A safe working environment can lead to fewer accidents and claims, ultimately reducing insurance costs. Encourage your team to prioritize safety and report potential risks promptly.

6. Shop Around

Don't settle for the same insurance provider year after year. Periodically shop around for competitive quotes. You might find a more cost-effective policy that meets your needs.

7. Consider Self-Insuring

For businesses with strong financial reserves, self-insurance can be an option. This involves setting aside funds to cover potential losses instead of paying premiums to an insurer. It can lead to significant savings over time if managed carefully.

8. Explore Risk Management Services

Some insurers offer risk management services as part of their coverage. These services can help you identify and mitigate potential risks in your business operations, leading to fewer claims and lower premiums.

9. Stay Informed

Stay informed about industry trends and changes in insurance regulations. By being proactive and adapting your policies accordingly, you can avoid unnecessary expenses.

10. Consult with an Insurance Advisor

Consider working with an experienced insurance advisor who can assess your business's unique needs and identify potential savings opportunities. Their expertise can help you make informed decisions that align with your financial goals.

Incorporating these money-saving strategies into your insurance planning for 2024 can lead to substantial cost reductions while maintaining the coverage you need. Take the initiative to review, optimize, and adapt your insurance policies to start the New Year on a financially sound note.

business insurance savingscost-effective coveragenew year savingspremium reduction

Ricky Wong - Experienced Insurance Agent Committed to Your Protection

Ricky Wong is a seasoned insurance agent with a passion for providing comprehensive coverage solutions to individuals and businesses. With over a decade of experience in the insurance industry, Ricky brings a wealth of knowledge and expertise to the table. He is dedicated to understanding the unique needs of his clients and tailoring insurance solutions that provide maximum protection and peace of mind. Throughout his career, Ricky has established a strong reputation for his exceptional customer service and attention to detail. He takes the time to listen to his clients, assess their risks, and recommend insurance options that align with their specific requirements and budget. Whether you're a small business owner in need of commercial insurance or an individual seeking personal lines coverage, Ricky's commitment to delivering outstanding service remains unwavering. Ricky's expertise spans across various insurance specialties, including commercial liability, business auto, property, cyber insurance, as well as personal lines such as home, auto, life, and more. He stays up-to-date with the latest industry trends and regulations to ensure his clients receive accurate and reliable advice.

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Speak with one of our knowledgeable agents today and discover the perfect insurance solutions for your specific needs.


Call Us for Any Questions

(281) 398-0001

A Note From Ricky Wong

Welcome to Navigant Insurance! I'm delighted to have you here. As the owner, I personally want to extend my warmest greetings and thank you for considering us for your insurance needs.

At Navigant Insurance, we understand that finding the right coverage can be a daunting task. That's why our dedicated team is here to assist you every step of the way. We pride ourselves on delivering exceptional customer service and tailored insurance solutions that provide peace of mind.

Whether you're a business owner in need of comprehensive commercial insurance or an individual looking to protect your home, auto, or other assets, we have the expertise to guide you. Our commitment to understanding your unique requirements allows us to recommend the most suitable policies, ensuring that you have the coverage you need when it matters most.

We believe in building lasting relationships with our clients, based on trust, reliability, and integrity. Our goal is to be your trusted partner in managing risks, reducing costs, and protecting what matters most to you. You can count on us to listen attentively, provide personalized recommendations, and navigate the complexities of the insurance landscape with you.

I invite you to explore our website, learn more about our comprehensive coverage options, and get in touch with our knowledgeable agents who are ready to assist you. We are here to answer your questions, address your concerns, and help you make informed decisions that align with your specific needs.

Thank you for considering Navigant Insurance. We look forward to serving you and being your reliable insurance provider. Together, we can safeguard your future and provide you with the peace of mind you deserve.

16420 Park Ten Place, Suite 410

Houston, Texas 77084


(281) 398-0001