About Us

Navigant Insurance Solutions, LLC

Your Trusted Partner in Comprehensive Coverage Solutions

As a leading insurance provider, we specialize in protecting businesses and individuals with personalized service and attention to detail. With a deep understanding of the unique challenges you face, we offer tailored commercial insurance lines for industries such as marine, environmental, oil and gas, and more. Additionally, our wide range of personal lines coverage options ensures that your home, auto, life, and other assets are safeguarded. With Navigant Insurance, you can rely on our expertise, exceptional customer care, and commitment to building lasting relationships. Discover peace of mind and secure your future with Navigant Insurance today.

Commercial Coverage


General Liability Insurance

Essential coverage for businesses, protecting against third-party claims for injury, property damage, and personal injury.


Commercial Property Insurance

Safeguards physical assets like buildings, equipment, and inventory from perils such as fire, theft, and natural disasters.


Workers' Compensation Insurance

Provides benefits for work-related injuries or illnesses, offering medical expenses, wage replacement, and rehabilitation support.

Personal Coverage


Homeowners Insurance

Protects homes and personal belongings from damage or loss due to natural disasters, theft, and liability for accidents on the property.


Auto Insurance

Mandatory coverage ensuring financial protection for vehicle damage, accidents, and liability for injuries or property damage caused by the insured.


Life Insurance

Provides a financial safety net by offering a payout to beneficiaries, covering expenses, debts, and maintaining financial stability after the insured's death.

Raving Reviews

We listen to our customers.

"Meredith is the best. She has helped us with our insurance needs for a year now. She is great with her communication and stays on top of everything. At renewal time, she makes sure you are getting the best rate possible. Highly recommend!"

Tyler Morris

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Insurance Resources & Insights

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Your Comprehensive Guide to Navigating Commercial Insurance in the New Year

December 07, 20232 min read

Blog: Navigating Commercial Insurance in the New Year: Your Essential Guide

As the calendar flips to a new year, it's an opportune time for business owners to assess their commercial insurance needs. The world of commercial insurance is constantly evolving, and ensuring that your business is adequately protected is paramount. In this comprehensive guide, we'll walk you through the essential steps to navigate commercial insurance in the new year, helping you make informed decisions to safeguard your business.

Understanding Your Commercial Insurance Needs

The first step in the process is gaining a clear understanding of your commercial insurance needs. Your business may have evolved over the past year, and your insurance requirements may have changed as well. Start by reviewing your existing insurance policies to assess their coverage, limits, and relevance to your current operations.

Exploring Business Insurance Options

Once you have a grasp of your insurance needs, it's time to explore your business insurance options. Commercial insurance is not one-size-fits-all, and there are various policies designed to address specific risks. Common types of commercial insurance include general liability insurance, property insurance, workers' compensation, and commercial auto insurance. Depending on your industry and business activities, you may need one or more of these coverages.

Conducting a Risk Assessment

An integral part of preparing your business for the new year is conducting a comprehensive risk assessment. Identify potential risks and vulnerabilities that your business may face in 2024. This can include assessing risks related to cybersecurity, natural disasters, liability claims, or supply chain disruptions. Understanding your risks will enable you to tailor your insurance coverage to mitigate these specific challenges.

Reviewing Your Existing Policies

Don't forget to review your existing insurance policies. Check for any gaps in coverage or areas where you may be underinsured. Additionally, consider whether your policy limits are sufficient to protect your business in case of a major incident. It's often a good practice to consult with an experienced insurance advisor who can provide insights into optimizing your coverage.

Preparing for Policy Adjustments

As you navigate the realm of commercial insurance in the new year, be prepared for policy adjustments. Your insurance needs may change throughout the year as your business grows or diversifies. Stay in close communication with your insurance provider to make necessary adjustments promptly.

Seeking Professional Guidance

Finally, one of the most crucial steps in this journey is seeking professional guidance. Navigating the complexities of commercial insurance can be challenging, and having an insurance expert by your side can make all the difference. An experienced insurance advisor can help you tailor your coverage, understand policy terms, and ensure that your business is well-prepared for the year ahead.

As you embark on this new year, make a commitment to protect your business by taking the time to navigate commercial insurance thoroughly. By understanding your insurance needs, exploring options, conducting a risk assessment, and seeking professional guidance, you can start the year with confidence, knowing that your business is safeguarded against unforeseen challenges.

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Ricky Wong - Experienced Insurance Agent Committed to Your Protection

Ricky Wong is a seasoned insurance agent with a passion for providing comprehensive coverage solutions to individuals and businesses. With over a decade of experience in the insurance industry, Ricky brings a wealth of knowledge and expertise to the table. He is dedicated to understanding the unique needs of his clients and tailoring insurance solutions that provide maximum protection and peace of mind. Throughout his career, Ricky has established a strong reputation for his exceptional customer service and attention to detail. He takes the time to listen to his clients, assess their risks, and recommend insurance options that align with their specific requirements and budget. Whether you're a small business owner in need of commercial insurance or an individual seeking personal lines coverage, Ricky's commitment to delivering outstanding service remains unwavering. Ricky's expertise spans across various insurance specialties, including commercial liability, business auto, property, cyber insurance, as well as personal lines such as home, auto, life, and more. He stays up-to-date with the latest industry trends and regulations to ensure his clients receive accurate and reliable advice.

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Speak with one of our knowledgeable agents today and discover the perfect insurance solutions for your specific needs.


Call Us for Any Questions

(281) 398-0001

A Note From Ricky Wong

Welcome to Navigant Insurance! I'm delighted to have you here. As the owner, I personally want to extend my warmest greetings and thank you for considering us for your insurance needs.

At Navigant Insurance, we understand that finding the right coverage can be a daunting task. That's why our dedicated team is here to assist you every step of the way. We pride ourselves on delivering exceptional customer service and tailored insurance solutions that provide peace of mind.

Whether you're a business owner in need of comprehensive commercial insurance or an individual looking to protect your home, auto, or other assets, we have the expertise to guide you. Our commitment to understanding your unique requirements allows us to recommend the most suitable policies, ensuring that you have the coverage you need when it matters most.

We believe in building lasting relationships with our clients, based on trust, reliability, and integrity. Our goal is to be your trusted partner in managing risks, reducing costs, and protecting what matters most to you. You can count on us to listen attentively, provide personalized recommendations, and navigate the complexities of the insurance landscape with you.

I invite you to explore our website, learn more about our comprehensive coverage options, and get in touch with our knowledgeable agents who are ready to assist you. We are here to answer your questions, address your concerns, and help you make informed decisions that align with your specific needs.

Thank you for considering Navigant Insurance. We look forward to serving you and being your reliable insurance provider. Together, we can safeguard your future and provide you with the peace of mind you deserve.

16420 Park Ten Place, Suite 410

Houston, Texas 77084


(281) 398-0001